Call reports 2018
WINFIRST BANK — 2018
What WINFIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,142,000 | 139,660,000 | 133,696,000 | 145,137,000 |
| Total loans | 113,705,000 | 116,187,000 | 116,012,000 | 114,665,000 |
| Allowance for loan losses | 1,172,000 | 1,135,000 | 1,135,000 | 1,105,000 |
| Securities available for sale | 5,812,000 | 5,695,000 | 5,586,000 | 17,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,846,000 | 95,191,000 | 91,944,000 | 93,062,000 |
| Interest-bearing deposits | 91,749,000 | 89,025,000 | 85,357,000 | 87,177,000 |
| Noninterest-bearing deposits | 6,097,000 | 6,166,000 | 6,587,000 | 5,885,000 |
| Equity capital | 18,222,000 | 18,661,000 | 18,445,000 | 18,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,843,000 | 4,312,000 | 5,804,000 |
| Interest expense | 297,000 | 602,000 | 959,000 | 1,381,000 |
| Net interest income | 1,115,000 | 2,241,000 | 3,353,000 | 4,423,000 |
| Noninterest income | 50,000 | 95,000 | 162,000 | 216,000 |
| Noninterest expense | 760,000 | 1,476,000 | 2,197,000 | 2,862,000 |
| Provision for loan losses | -11,000 | -15,000 | -19,000 | -21,000 |
| Pretax income | 416,000 | 875,000 | 1,337,000 | 1,798,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 416,000 | 875,000 | 1,337,000 | 1,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,212,000 | 18,670,000 | 18,483,000 | 18,599,000 |
| Total capital | 19,227,000 | 19,733,000 | 19,542,000 | 19,664,000 |
| Risk-weighted assets | 81,116,000 | 85,031,000 | 84,674,000 | 85,186,000 |