Call reports 2017
WINFIRST BANK — 2017
What WINFIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,357,000 | 139,129,000 | 137,979,000 | 150,022,000 |
| Total loans | 118,230,000 | 113,508,000 | 114,520,000 | 112,657,000 |
| Allowance for loan losses | 1,404,000 | 1,390,000 | 1,389,000 | 1,192,000 |
| Securities available for sale | 7,489,000 | 7,334,000 | 7,155,000 | 23,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,228,000 | 96,589,000 | 99,332,000 | 99,795,000 |
| Interest-bearing deposits | 92,234,000 | 91,459,000 | 93,987,000 | 93,879,000 |
| Noninterest-bearing deposits | 4,994,000 | 5,130,000 | 5,345,000 | 5,916,000 |
| Equity capital | 17,773,000 | 17,929,000 | 18,017,000 | 18,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,839,000 | 4,244,000 | 5,656,000 |
| Interest expense | 325,000 | 651,000 | 940,000 | 1,234,000 |
| Net interest income | 1,109,000 | 2,188,000 | 3,304,000 | 4,422,000 |
| Noninterest income | 63,000 | 100,000 | 139,000 | 185,000 |
| Noninterest expense | 710,000 | 1,380,000 | 2,092,000 | 2,799,000 |
| Provision for loan losses | -4,000 | -9,000 | -15,000 | -190,000 |
| Pretax income | 466,000 | 917,000 | 1,366,000 | 1,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 917,000 | 1,366,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,773,000 | 17,899,000 | 17,994,000 | 18,181,000 |
| Total capital | 18,812,000 | 18,912,000 | 19,037,000 | 19,190,000 |
| Risk-weighted assets | 82,777,000 | 80,678,000 | 83,095,000 | 80,598,000 |