Call reports 2016
WINFIRST BANK — 2016
What WINFIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,974,000 | 140,064,000 | 142,022,000 | 144,915,000 |
| Total loans | 122,547,000 | 118,902,000 | 117,240,000 | 116,745,000 |
| Allowance for loan losses | 1,556,000 | 1,529,000 | 1,529,000 | 1,404,000 |
| Securities available for sale | 14,000,000 | 8,325,000 | 8,069,000 | 16,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,233,000 | 94,852,000 | 97,075,000 | 98,360,000 |
| Interest-bearing deposits | 91,779,000 | 89,988,000 | 91,785,000 | 92,692,000 |
| Noninterest-bearing deposits | 4,454,000 | 4,864,000 | 5,290,000 | 5,668,000 |
| Equity capital | 18,412,000 | 18,350,000 | 18,340,000 | 17,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,065,000 | 4,491,000 | 5,899,000 |
| Interest expense | 407,000 | 787,000 | 1,129,000 | 1,476,000 |
| Net interest income | 1,156,000 | 2,278,000 | 3,362,000 | 4,423,000 |
| Noninterest income | 47,000 | 102,000 | 159,000 | 192,000 |
| Noninterest expense | 663,000 | 1,597,000 | 2,291,000 | 2,950,000 |
| Provision for loan losses | -2,000 | -4,000 | -5,000 | -26,000 |
| Pretax income | 542,000 | 1,202,000 | 1,650,000 | 2,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 1,202,000 | 1,650,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,824,000 | 18,133,000 | 18,162,000 | 17,617,000 |
| Total capital | 18,882,000 | 19,144,000 | 19,164,000 | 18,620,000 |
| Risk-weighted assets | 84,189,000 | 80,379,000 | 79,650,000 | 79,873,000 |