Call reports 2015
WINFIRST BANK — 2015
What WINFIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,478,000 | 154,995,000 | 154,364,000 | 163,070,000 |
| Total loans | 126,181,000 | 129,079,000 | 129,129,000 | 124,712,000 |
| Allowance for loan losses | 1,635,000 | 1,623,000 | 1,639,000 | 1,579,000 |
| Securities available for sale | 14,985,000 | 14,697,000 | 14,409,000 | 24,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,839,000 | 95,919,000 | 96,254,000 | 95,731,000 |
| Interest-bearing deposits | 93,494,000 | 90,724,000 | 90,036,000 | 91,342,000 |
| Noninterest-bearing deposits | 4,345,000 | 5,195,000 | 6,218,000 | 4,389,000 |
| Equity capital | 17,585,000 | 17,828,000 | 17,945,000 | 17,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,237,000 | 4,861,000 | 6,449,000 |
| Interest expense | 413,000 | 843,000 | 1,266,000 | 1,683,000 |
| Net interest income | 1,202,000 | 2,394,000 | 3,595,000 | 4,766,000 |
| Noninterest income | 44,000 | 78,000 | 130,000 | 151,000 |
| Noninterest expense | 641,000 | 1,263,000 | 1,973,000 | 2,629,000 |
| Provision for loan losses | 0 | 0 | -5,000 | -13,000 |
| Pretax income | 605,000 | 1,209,000 | 1,757,000 | 2,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 605,000 | 1,209,000 | 1,757,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,001,000 | 17,234,000 | 17,413,000 | 17,556,000 |
| Total capital | 18,092,000 | 18,321,000 | 18,523,000 | 18,626,000 |
| Risk-weighted assets | 86,741,000 | 86,480,000 | 88,316,000 | 85,112,000 |