Call reports 2014
WINFIRST BANK — 2014
What WINFIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 158,122,000 | 157,879,000 | 153,299,000 | 163,499,000 |
| Total loans | 126,840,000 | 126,178,000 | 124,956,000 | 125,234,000 |
| Allowance for loan losses | 1,671,000 | 1,673,000 | 1,649,000 | 1,634,000 |
| Securities available for sale | 8,626,000 | 8,523,000 | 15,386,000 | 15,194,000 |
| Securities held to maturity | 7,250,000 | 7,241,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,230,000 | 96,092,000 | 95,516,000 | 96,218,000 |
| Interest-bearing deposits | 92,445,000 | 90,932,000 | 90,598,000 | 92,137,000 |
| Noninterest-bearing deposits | 4,785,000 | 5,160,000 | 4,918,000 | 4,081,000 |
| Equity capital | 16,058,000 | 16,349,000 | 16,891,000 | 17,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,254,000 | 4,825,000 | 6,482,000 |
| Interest expense | 442,000 | 877,000 | 1,301,000 | 1,729,000 |
| Net interest income | 1,184,000 | 2,377,000 | 3,524,000 | 4,753,000 |
| Noninterest income | 35,000 | 70,000 | 100,000 | 145,000 |
| Noninterest expense | 675,000 | 1,359,000 | 2,036,000 | 2,694,000 |
| Provision for loan losses | 0 | 0 | -20,000 | -35,000 |
| Pretax income | 544,000 | 1,088,000 | 1,608,000 | 2,196,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 544,000 | 1,088,000 | 1,608,000 | 2,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,992,000 | 16,212,000 | 16,432,000 | 16,719,000 |
| Total capital | 17,093,000 | 17,291,000 | 17,494,000 | 17,765,000 |
| Risk-weighted assets | 87,495,000 | 85,736,000 | 84,353,000 | 83,087,000 |