Call reports 2013
WINFIRST BANK — 2013
What WINFIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 158,279,000 | 153,906,000 | 153,082,000 | 163,391,000 |
| Total loans | 120,316,000 | 120,487,000 | 123,251,000 | 124,233,000 |
| Allowance for loan losses | 1,656,000 | 1,684,000 | 1,666,000 | 1,668,000 |
| Securities available for sale | 9,685,000 | 9,223,000 | 8,998,000 | 16,758,000 |
| Securities held to maturity | 7,287,000 | 7,278,000 | 7,268,000 | 7,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,949,000 | 94,356,000 | 94,015,000 | 94,587,000 |
| Interest-bearing deposits | 94,889,000 | 91,106,000 | 90,067,000 | 90,801,000 |
| Noninterest-bearing deposits | 3,060,000 | 3,250,000 | 3,948,000 | 3,786,000 |
| Equity capital | 17,803,000 | 17,794,000 | 17,674,000 | 17,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,249,000 | 4,850,000 | 6,471,000 |
| Interest expense | 478,000 | 933,000 | 1,368,000 | 1,798,000 |
| Net interest income | 1,159,000 | 2,316,000 | 3,482,000 | 4,673,000 |
| Noninterest income | 35,000 | 109,000 | 154,000 | 199,000 |
| Noninterest expense | 671,000 | 1,336,000 | 2,029,000 | 2,681,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 478,000 | 1,029,000 | 1,547,000 | 2,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 1,029,000 | 1,547,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,471,000 | 17,722,000 | 17,615,000 | 17,449,000 |
| Total capital | 18,492,000 | 18,757,000 | 18,678,000 | 18,513,000 |
| Risk-weighted assets | 82,681,000 | 82,117,000 | 84,441,000 | 84,488,000 |