Call reports 2012
WINFIRST BANK — 2012
What WINFIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 164,778,000 | 166,104,000 | 161,038,000 | 164,035,000 |
| Total loans | 129,021,000 | 127,005,000 | 121,874,000 | 121,420,000 |
| Allowance for loan losses | 1,777,000 | 1,937,000 | 1,615,000 | 1,655,000 |
| Securities available for sale | 2,384,000 | 2,401,000 | 7,843,000 | 16,927,000 |
| Securities held to maturity | 6,323,000 | 7,335,000 | 6,305,000 | 6,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,145,000 | 100,391,000 | 97,953,000 | 97,608,000 |
| Interest-bearing deposits | 95,751,000 | 96,299,000 | 94,972,000 | 94,253,000 |
| Noninterest-bearing deposits | 2,394,000 | 4,092,000 | 2,981,000 | 3,355,000 |
| Equity capital | 16,836,000 | 17,013,000 | 17,537,000 | 17,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,590,000 | 5,314,000 | 6,985,000 |
| Interest expense | 639,000 | 1,236,000 | 1,813,000 | 2,357,000 |
| Net interest income | 1,191,000 | 2,354,000 | 3,501,000 | 4,628,000 |
| Noninterest income | 25,000 | 107,000 | 147,000 | 196,000 |
| Noninterest expense | 572,000 | 1,257,000 | 1,883,000 | 2,511,000 |
| Provision for loan losses | 275,000 | 425,000 | 475,000 | 550,000 |
| Pretax income | 369,000 | 779,000 | 1,290,000 | 1,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 369,000 | 779,000 | 1,290,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,449,000 | 16,608,000 | 17,119,000 | 16,993,000 |
| Total capital | 17,531,000 | 17,759,000 | 18,146,000 | 18,025,000 |
| Risk-weighted assets | 85,125,000 | 91,257,000 | 81,576,000 | 81,929,000 |