Call reports 2023
BANK OF BELLEVILLE — 2023
What BANK OF BELLEVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 440,772,000 | 439,592,000 | 449,375,000 | 451,253,000 |
| Total loans | 319,492,000 | 325,162,000 | 339,184,000 | 338,789,000 |
| Allowance for loan losses | 3,306,000 | 3,298,000 | 3,381,000 | 3,455,000 |
| Securities available for sale | 63,146,000 | 59,861,000 | 57,480,000 | 62,155,000 |
| Securities held to maturity | 8,589,000 | 8,586,000 | 8,583,000 | 8,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,678,000 | 346,410,000 | 353,908,000 | 358,155,000 |
| Interest-bearing deposits | 262,855,000 | 271,104,000 | 275,896,000 | 283,876,000 |
| Noninterest-bearing deposits | 82,823,000 | 75,306,000 | 78,012,000 | 74,279,000 |
| Equity capital | 27,814,000 | 27,818,000 | 27,024,000 | 29,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,343,000 | 9,049,000 | 14,106,000 | 19,378,000 |
| Interest expense | 1,908,000 | 4,149,000 | 6,615,000 | 9,322,000 |
| Net interest income | 2,435,000 | 4,900,000 | 7,491,000 | 10,056,000 |
| Noninterest income | 157,000 | 427,000 | 659,000 | 872,000 |
| Noninterest expense | 2,284,000 | 4,591,000 | 6,906,000 | 9,337,000 |
| Provision for loan losses | -155,000 | -163,000 | -80,000 | -6,000 |
| Pretax income | 473,000 | 935,000 | 1,365,000 | 1,656,000 |
| Income tax | 65,000 | 119,000 | 176,000 | 197,000 |
| Net income | 408,000 | 816,000 | 1,189,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,259,000 | 35,667,000 | 35,864,000 | 35,919,000 |
| Total capital | 38,565,000 | 38,965,000 | 39,245,000 | 39,374,000 |
| Risk-weighted assets | 330,529,000 | 333,981,000 | 346,338,000 | 342,096,000 |