Call reports 2016
BANK OF BELLEVILLE — 2016
What BANK OF BELLEVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,927,000 | 155,174,000 | 172,778,000 | 173,976,000 |
| Total loans | 112,998,000 | 118,775,000 | 120,356,000 | 124,381,000 |
| Allowance for loan losses | 1,232,000 | 1,233,000 | 1,249,000 | 1,180,000 |
| Securities available for sale | 14,120,000 | 13,928,000 | 16,653,000 | 17,913,000 |
| Securities held to maturity | 2,231,000 | 2,226,000 | 2,221,000 | 2,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,014,000 | 139,056,000 | 155,445,000 | 151,675,000 |
| Interest-bearing deposits | 102,314,000 | 108,369,000 | 124,581,000 | 116,999,000 |
| Noninterest-bearing deposits | 32,700,000 | 30,687,000 | 30,864,000 | 34,676,000 |
| Equity capital | 12,074,000 | 12,371,000 | 13,517,000 | 13,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,278,000 | 2,585,000 | 3,966,000 | 5,396,000 |
| Interest expense | 147,000 | 301,000 | 491,000 | 706,000 |
| Net interest income | 1,131,000 | 2,284,000 | 3,475,000 | 4,690,000 |
| Noninterest income | 62,000 | 144,000 | 224,000 | 310,000 |
| Noninterest expense | 859,000 | 1,742,000 | 2,656,000 | 3,534,000 |
| Provision for loan losses | 148,000 | 193,000 | 209,000 | 140,000 |
| Pretax income | 244,000 | 551,000 | 930,000 | 1,422,000 |
| Income tax | 64,000 | 153,000 | 269,000 | 427,000 |
| Net income | 180,000 | 398,000 | 661,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,096,000 | 12,316,000 | 13,478,000 | 14,012,000 |
| Total capital | 13,328,000 | 13,549,000 | 14,727,000 | 15,192,000 |
| Risk-weighted assets | 113,914,000 | 118,872,000 | 123,753,000 | 128,018,000 |