Call reports 2015
BANK OF BELLEVILLE — 2015
What BANK OF BELLEVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,522,000 | 128,713,000 | 138,560,000 | 144,989,000 |
| Total loans | 90,647,000 | 91,723,000 | 99,345,000 | 105,757,000 |
| Allowance for loan losses | 970,000 | 970,000 | 1,012,000 | 1,084,000 |
| Securities available for sale | 16,011,000 | 15,390,000 | 14,681,000 | 14,303,000 |
| Securities held to maturity | 1,603,000 | 1,869,000 | 2,240,000 | 2,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,463,000 | 111,988,000 | 126,631,000 | 127,394,000 |
| Interest-bearing deposits | 85,808,000 | 83,883,000 | 94,635,000 | 95,171,000 |
| Noninterest-bearing deposits | 25,655,000 | 28,105,000 | 31,996,000 | 32,223,000 |
| Equity capital | 10,119,000 | 10,324,000 | 11,090,000 | 11,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,206,000 | 3,369,000 | 4,584,000 |
| Interest expense | 125,000 | 250,000 | 381,000 | 516,000 |
| Net interest income | 951,000 | 1,956,000 | 2,988,000 | 4,068,000 |
| Noninterest income | 84,000 | 266,000 | 324,000 | 493,000 |
| Noninterest expense | 711,000 | 1,420,000 | 2,182,000 | 3,040,000 |
| Provision for loan losses | 15,000 | 15,000 | 57,000 | 129,000 |
| Pretax income | 330,000 | 808,000 | 1,094,000 | 1,413,000 |
| Income tax | 97,000 | 252,000 | 331,000 | 412,000 |
| Net income | 233,000 | 556,000 | 763,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,142,000 | 10,466,000 | 11,172,000 | 11,910,000 |
| Total capital | 11,112,000 | 11,436,000 | 12,184,000 | 12,994,000 |
| Risk-weighted assets | 91,006,000 | 95,042,000 | 100,649,000 | 107,035,000 |