Call reports 2013
BANK OF BELLEVILLE — 2013
What BANK OF BELLEVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,883,000 | 105,403,000 | 106,079,000 | 108,130,000 |
| Total loans | 76,918,000 | 81,103,000 | 78,634,000 | 79,397,000 |
| Allowance for loan losses | 926,000 | 970,000 | 970,000 | 926,000 |
| Securities available for sale | 14,377,000 | 13,378,000 | 14,523,000 | 17,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,752,000 | 94,526,000 | 97,435,000 | 95,089,000 |
| Interest-bearing deposits | 75,083,000 | 76,181,000 | 77,863,000 | 75,195,000 |
| Noninterest-bearing deposits | 17,669,000 | 18,345,000 | 19,572,000 | 19,894,000 |
| Equity capital | 7,671,000 | 8,027,000 | 8,217,000 | 8,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,991,000 | 3,026,000 | 4,047,000 |
| Interest expense | 128,000 | 252,000 | 382,000 | 513,000 |
| Net interest income | 863,000 | 1,739,000 | 2,644,000 | 3,534,000 |
| Noninterest income | 79,000 | 100,000 | 263,000 | 333,000 |
| Noninterest expense | 697,000 | 1,365,000 | 2,062,000 | 2,808,000 |
| Provision for loan losses | 0 | 44,000 | 44,000 | 0 |
| Pretax income | 245,000 | 430,000 | 801,000 | 1,059,000 |
| Income tax | 77,000 | 124,000 | 250,000 | 328,000 |
| Net income | 168,000 | 306,000 | 551,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,579,000 | 8,130,000 | 8,544,000 | 8,973,000 |
| Total capital | 8,499,000 | 9,100,000 | 9,499,000 | 9,899,000 |
| Risk-weighted assets | 73,592,000 | 77,649,000 | 76,350,000 | 77,996,000 |