Call reports 2012
BANK OF BELLEVILLE — 2012
What BANK OF BELLEVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,975,000 | 91,544,000 | 91,889,000 | 96,811,000 |
| Total loans | 70,737,000 | 72,898,000 | 73,790,000 | 74,568,000 |
| Allowance for loan losses | 893,000 | 923,000 | 923,000 | 932,000 |
| Securities available for sale | 7,853,000 | 9,495,000 | 10,624,000 | 14,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,441,000 | 82,580,000 | 83,973,000 | 83,327,000 |
| Interest-bearing deposits | 68,518,000 | 65,037,000 | 64,631,000 | 65,522,000 |
| Noninterest-bearing deposits | 15,923,000 | 17,543,000 | 19,342,000 | 17,805,000 |
| Equity capital | 7,100,000 | 7,255,000 | 7,507,000 | 7,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 2,006,000 | 3,023,000 | 4,015,000 |
| Interest expense | 170,000 | 329,000 | 466,000 | 589,000 |
| Net interest income | 808,000 | 1,677,000 | 2,557,000 | 3,426,000 |
| Noninterest income | 65,000 | 154,000 | 233,000 | 290,000 |
| Noninterest expense | 667,000 | 1,336,000 | 1,999,000 | 2,697,000 |
| Provision for loan losses | 46,000 | 77,000 | 77,000 | 86,000 |
| Pretax income | 201,000 | 489,000 | 785,000 | 1,007,000 |
| Income tax | 72,000 | 180,000 | 262,000 | 339,000 |
| Net income | 129,000 | 309,000 | 523,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,981,000 | 7,163,000 | 7,334,000 | 7,456,000 |
| Total capital | 7,815,000 | 8,012,000 | 8,195,000 | 8,345,000 |
| Risk-weighted assets | 66,670,000 | 67,819,000 | 68,827,000 | 71,073,000 |