Call reports 2011
BANK OF BELLEVILLE — 2011
What BANK OF BELLEVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,505,000 | 75,111,000 | 81,101,000 | 85,564,000 |
| Total loans | 60,955,000 | 64,435,000 | 62,538,000 | 67,120,000 |
| Allowance for loan losses | 883,000 | 883,000 | 883,000 | 870,000 |
| Securities available for sale | 0 | 1,575,000 | 4,850,000 | 7,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,493,000 | 67,986,000 | 73,823,000 | 76,144,000 |
| Interest-bearing deposits | 53,311,000 | 55,131,000 | 59,423,000 | 58,352,000 |
| Noninterest-bearing deposits | 12,182,000 | 12,855,000 | 14,400,000 | 17,792,000 |
| Equity capital | 6,607,000 | 6,701,000 | 6,828,000 | 6,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,640,000 | 2,491,000 | 3,346,000 |
| Interest expense | 186,000 | 370,000 | 563,000 | 749,000 |
| Net interest income | 627,000 | 1,270,000 | 1,928,000 | 2,597,000 |
| Noninterest income | 30,000 | 120,000 | 225,000 | 220,000 |
| Noninterest expense | 502,000 | 1,076,000 | 1,603,000 | 2,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 155,000 | 314,000 | 550,000 | 733,000 |
| Income tax | 64,000 | 130,000 | 226,000 | 269,000 |
| Net income | 91,000 | 184,000 | 324,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,271,000 | 6,415,000 | 6,629,000 | 6,780,000 |
| Total capital | 6,952,000 | 7,148,000 | 7,349,000 | 7,577,000 |
| Risk-weighted assets | 54,253,000 | 58,516,000 | 57,425,000 | 63,651,000 |