Call reports 2010
BANK OF BELLEVILLE — 2010
What BANK OF BELLEVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 70,046,000 | 70,000,000 | 70,730,000 | 69,530,000 |
| Total loans | 55,186,000 | 63,954,000 | 61,765,000 | 60,999,000 |
| Allowance for loan losses | 938,000 | 938,000 | 883,000 | 883,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,796,000 | 63,709,000 | 63,924,000 | 62,585,000 |
| Interest-bearing deposits | 48,884,000 | 51,160,000 | 50,098,000 | 49,671,000 |
| Noninterest-bearing deposits | 13,912,000 | 12,549,000 | 13,826,000 | 12,914,000 |
| Equity capital | 7,143,000 | 6,164,000 | 6,346,000 | 6,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,576,000 | 2,409,000 | 3,248,000 |
| Interest expense | 225,000 | 445,000 | 666,000 | 873,000 |
| Net interest income | 534,000 | 1,131,000 | 1,743,000 | 2,375,000 |
| Noninterest income | 26,000 | 100,000 | 476,000 | 453,000 |
| Noninterest expense | 537,000 | 1,017,000 | 1,705,000 | 2,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 214,000 | 514,000 | 567,000 |
| Income tax | 11,000 | 86,000 | 204,000 | 227,000 |
| Net income | 12,000 | 128,000 | 310,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,547,000 | 5,703,000 | 5,988,000 | 6,137,000 |
| Total capital | 7,198,000 | 6,409,000 | 6,711,000 | 6,849,000 |
| Risk-weighted assets | 51,777,000 | 56,276,000 | 57,706,000 | 56,828,000 |