Call reports 2009
BANK OF BELLEVILLE — 2009
What BANK OF BELLEVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,823,000 | 73,815,000 | 73,895,000 | 70,503,000 |
| Total loans | 62,887,000 | 63,732,000 | 63,371,000 | 58,935,000 |
| Allowance for loan losses | 923,000 | 938,000 | 938,000 | 938,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,606,000 | 66,533,000 | 66,635,000 | 63,252,000 |
| Interest-bearing deposits | 56,088,000 | 57,582,000 | 54,897,000 | 49,064,000 |
| Noninterest-bearing deposits | 7,518,000 | 8,951,000 | 11,738,000 | 14,188,000 |
| Equity capital | 6,985,000 | 7,022,000 | 7,070,000 | 7,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,820,000 | 2,727,000 | 3,576,000 |
| Interest expense | 411,000 | 772,000 | 1,117,000 | 1,400,000 |
| Net interest income | 475,000 | 1,048,000 | 1,610,000 | 2,176,000 |
| Noninterest income | 24,000 | 80,000 | 111,000 | 135,000 |
| Noninterest expense | 537,000 | 1,088,000 | 1,600,000 | 2,088,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | -38,000 | 25,000 | 106,000 | 208,000 |
| Income tax | -14,000 | 12,000 | 45,000 | 86,000 |
| Net income | -24,000 | 13,000 | 61,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,057,000 | 6,120,000 | 6,201,000 | 6,607,000 |
| Total capital | 6,801,000 | 6,880,000 | 6,957,000 | 7,309,000 |
| Risk-weighted assets | 59,362,000 | 60,637,000 | 60,332,000 | 55,949,000 |