Call reports 2008
BANK OF BELLEVILLE — 2008
What BANK OF BELLEVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,729,000 | 64,727,000 | 68,472,000 | 73,901,000 |
| Total loans | 52,846,000 | 56,963,000 | 62,457,000 | 65,369,000 |
| Allowance for loan losses | 782,000 | 827,000 | 892,000 | 923,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,938,000 | 57,409,000 | 61,189,000 | 66,590,000 |
| Interest-bearing deposits | 44,219,000 | 48,596,000 | 54,698,000 | 59,982,000 |
| Noninterest-bearing deposits | 6,719,000 | 8,813,000 | 6,491,000 | 6,608,000 |
| Equity capital | 6,952,000 | 6,978,000 | 6,998,000 | 7,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,690,000 | 2,602,000 | 3,517,000 |
| Interest expense | 415,000 | 841,000 | 1,282,000 | 1,730,000 |
| Net interest income | 421,000 | 849,000 | 1,320,000 | 1,787,000 |
| Noninterest income | 15,000 | 53,000 | 104,000 | 123,000 |
| Noninterest expense | 388,000 | 764,000 | 1,187,000 | 1,621,000 |
| Provision for loan losses | 82,000 | 127,000 | 192,000 | 223,000 |
| Pretax income | -34,000 | 11,000 | 45,000 | 66,000 |
| Income tax | -12,000 | 7,000 | 21,000 | 31,000 |
| Net income | -22,000 | 4,000 | 24,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,995,000 | 6,040,000 | 6,074,000 | 6,095,000 |
| Total capital | 6,676,000 | 6,768,000 | 6,849,000 | 6,898,000 |
| Risk-weighted assets | 54,410,000 | 58,123,000 | 61,907,000 | 64,112,000 |