Call reports 2007
BANK OF BELLEVILLE — 2007
What BANK OF BELLEVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,616,000 | 36,387,000 | 40,685,000 | 50,949,000 |
| Total loans | 21,573,000 | 30,901,000 | 36,613,000 | 47,163,000 |
| Allowance for loan losses | 320,000 | 450,000 | 540,000 | 700,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,171,000 | 29,049,000 | 33,014,000 | 41,727,000 |
| Interest-bearing deposits | 14,998,000 | 20,918,000 | 26,885,000 | 34,985,000 |
| Noninterest-bearing deposits | 9,173,000 | 8,131,000 | 6,129,000 | 6,742,000 |
| Equity capital | 7,389,000 | 7,225,000 | 7,112,000 | 6,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 918,000 | 1,572,000 | 2,285,000 |
| Interest expense | 147,000 | 339,000 | 638,000 | 955,000 |
| Net interest income | 262,000 | 579,000 | 934,000 | 1,330,000 |
| Noninterest income | 11,000 | 43,000 | 76,000 | 104,000 |
| Noninterest expense | 468,000 | 952,000 | 1,434,000 | 1,921,000 |
| Provision for loan losses | 60,000 | 190,000 | 280,000 | 440,000 |
| Pretax income | -255,000 | -520,000 | -704,000 | -927,000 |
| Income tax | -97,000 | -198,000 | -269,000 | -354,000 |
| Net income | -158,000 | -322,000 | -435,000 | -573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,700,000 | 6,436,000 | 6,252,000 | 6,029,000 |
| Total capital | 7,010,000 | 6,844,000 | 6,730,000 | 6,641,000 |
| Risk-weighted assets | 24,802,000 | 32,578,000 | 38,197,000 | 48,855,000 |