Call reports 2006
BANK OF BELLEVILLE — 2006
What BANK OF BELLEVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,919,000 | 21,175,000 | 21,679,000 | 24,990,000 |
| Total loans | 4,910,000 | 9,059,000 | 12,361,000 | 17,461,000 |
| Allowance for loan losses | 70,000 | 142,000 | 179,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,996,000 | 13,400,000 | 14,024,000 | 17,341,000 |
| Interest-bearing deposits | 8,458,000 | 11,008,000 | 11,586,000 | 13,464,000 |
| Noninterest-bearing deposits | 1,538,000 | 2,392,000 | 2,438,000 | 3,877,000 |
| Equity capital | 7,907,000 | 7,735,000 | 7,618,000 | 7,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 437,000 | 753,000 | 1,108,000 |
| Interest expense | 63,000 | 156,000 | 270,000 | 395,000 |
| Net interest income | 118,000 | 281,000 | 483,000 | 713,000 |
| Noninterest income | 17,000 | 30,000 | 63,000 | 80,000 |
| Noninterest expense | 371,000 | 734,000 | 1,107,000 | 1,490,000 |
| Provision for loan losses | 47,000 | 119,000 | 156,000 | 237,000 |
| Pretax income | -283,000 | -542,000 | -717,000 | -934,000 |
| Income tax | -95,000 | -182,000 | -240,000 | -386,000 |
| Net income | -188,000 | -360,000 | -477,000 | -548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,607,000 | 7,348,000 | 7,173,000 | 6,956,000 |
| Total capital | 7,677,000 | 7,490,000 | 7,352,000 | 7,207,000 |
| Risk-weighted assets | 7,743,000 | 12,079,000 | 15,160,000 | 20,074,000 |