Call reports 2008
COMMUNITY BANK OF BOONE — 2008
What COMMUNITY BANK OF BOONE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 144,125,000 | 139,836,000 | 134,476,000 | 129,981,000 |
| Total loans | 111,619,000 | 112,141,000 | 105,943,000 | 97,625,000 |
| Allowance for loan losses | 1,422,000 | 1,592,000 | 1,702,000 | 1,739,000 |
| Securities available for sale | 21,060,000 | 19,884,000 | 19,205,000 | 19,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,663,000 | 103,648,000 | 97,085,000 | 96,420,000 |
| Interest-bearing deposits | 98,865,000 | 94,761,000 | 89,832,000 | 88,105,000 |
| Noninterest-bearing deposits | 7,798,000 | 8,887,000 | 7,253,000 | 8,315,000 |
| Equity capital | 12,476,000 | 12,097,000 | 12,536,000 | 12,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,285,000 | 6,230,000 | 7,927,000 |
| Interest expense | 1,279,000 | 2,369,000 | 3,365,000 | 4,214,000 |
| Net interest income | 887,000 | 1,916,000 | 2,865,000 | 3,713,000 |
| Noninterest income | 131,000 | 322,000 | 380,000 | 498,000 |
| Noninterest expense | 725,000 | 1,483,000 | 2,128,000 | 2,819,000 |
| Provision for loan losses | 145,000 | 315,000 | 425,000 | 640,000 |
| Pretax income | 148,000 | 440,000 | 692,000 | 681,000 |
| Income tax | 11,000 | 29,000 | 43,000 | 45,000 |
| Net income | 137,000 | 411,000 | 649,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,294,000 | 12,563,000 | 12,802,000 | 12,791,000 |
| Total capital | 13,716,000 | 14,041,000 | 14,220,000 | 14,136,000 |
| Risk-weighted assets | 119,279,000 | 118,119,000 | 113,106,000 | 107,181,000 |