Call reports 2007
COMMUNITY BANK OF BOONE — 2007
What COMMUNITY BANK OF BOONE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,401,000 | 153,342,000 | 145,784,000 | 155,372,000 |
| Total loans | 116,141,000 | 118,480,000 | 115,613,000 | 115,079,000 |
| Allowance for loan losses | 1,756,000 | 1,800,000 | 1,800,000 | 1,823,000 |
| Securities available for sale | 22,868,000 | 23,975,000 | 23,440,000 | 22,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,127,000 | 117,025,000 | 107,864,000 | 119,952,000 |
| Interest-bearing deposits | 104,411,000 | 107,419,000 | 100,406,000 | 105,664,000 |
| Noninterest-bearing deposits | 7,716,000 | 9,606,000 | 7,458,000 | 14,288,000 |
| Equity capital | 11,127,000 | 10,902,000 | 11,430,000 | 12,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,280,000 | 4,640,000 | 6,988,000 | 9,478,000 |
| Interest expense | 1,414,000 | 2,845,000 | 4,297,000 | 5,713,000 |
| Net interest income | 866,000 | 1,795,000 | 2,691,000 | 3,765,000 |
| Noninterest income | 106,000 | 223,000 | 342,000 | 440,000 |
| Noninterest expense | 620,000 | 1,271,000 | 1,855,000 | 2,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 378,000 | 774,000 | 1,205,000 | 1,749,000 |
| Income tax | 18,000 | 38,000 | 59,000 | 87,000 |
| Net income | 360,000 | 736,000 | 1,146,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,240,000 | 11,293,000 | 11,637,000 | 12,156,000 |
| Total capital | 12,772,000 | 12,839,000 | 13,171,000 | 13,697,000 |
| Risk-weighted assets | 122,301,000 | 123,462,000 | 122,481,000 | 123,055,000 |