Call reports 2006
COMMUNITY BANK OF BOONE — 2006
What COMMUNITY BANK OF BOONE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 155,397,000 | 164,480,000 | 177,574,000 | 150,150,000 |
| Total loans | 118,881,000 | 131,209,000 | 142,827,000 | 117,310,000 |
| Allowance for loan losses | 1,653,000 | 1,833,000 | 1,865,000 | 1,748,000 |
| Securities available for sale | 28,895,000 | 25,726,000 | 26,458,000 | 24,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,840,000 | 127,109,000 | 135,651,000 | 113,112,000 |
| Interest-bearing deposits | 109,807,000 | 118,241,000 | 123,089,000 | 105,435,000 |
| Noninterest-bearing deposits | 8,033,000 | 8,868,000 | 12,562,000 | 7,677,000 |
| Equity capital | 14,770,000 | 13,983,000 | 14,363,000 | 11,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,179,000 | 4,685,000 | 7,492,000 | 9,914,000 |
| Interest expense | 1,173,000 | 2,560,000 | 4,180,000 | 5,690,000 |
| Net interest income | 1,006,000 | 2,125,000 | 3,312,000 | 4,224,000 |
| Noninterest income | 96,000 | 202,000 | 311,000 | 415,000 |
| Noninterest expense | 981,000 | 2,069,000 | 3,277,000 | 3,970,000 |
| Provision for loan losses | 70,000 | 250,000 | 305,000 | 481,000 |
| Pretax income | 29,000 | -115,000 | -65,000 | 88,000 |
| Income tax | 5,000 | 4,000 | 7,000 | -2,000 |
| Net income | 24,000 | -119,000 | -72,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,231,000 | 14,792,000 | 14,542,000 | 11,204,000 |
| Total capital | 16,871,000 | 16,563,000 | 16,407,000 | 12,759,000 |
| Risk-weighted assets | 131,151,000 | 141,611,000 | 155,355,000 | 124,227,000 |