Call reports 2005
COMMUNITY BANK OF BOONE — 2005
What COMMUNITY BANK OF BOONE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 138,230,000 | 139,827,000 | 138,045,000 | 149,276,000 |
| Total loans | 100,277,000 | 101,070,000 | 103,322,000 | 106,831,000 |
| Allowance for loan losses | 1,493,000 | 1,538,000 | 1,583,000 | 1,583,000 |
| Securities available for sale | 28,134,000 | 29,720,000 | 27,438,000 | 28,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,399,000 | 105,772,000 | 100,004,000 | 114,728,000 |
| Interest-bearing deposits | 102,553,000 | 102,206,000 | 92,321,000 | 102,701,000 |
| Noninterest-bearing deposits | 3,846,000 | 3,566,000 | 7,683,000 | 12,027,000 |
| Equity capital | 10,149,000 | 10,457,000 | 10,420,000 | 12,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,736,000 | 5,671,000 | 7,694,000 |
| Interest expense | 807,000 | 1,693,000 | 2,653,000 | 3,733,000 |
| Net interest income | 1,035,000 | 2,043,000 | 3,018,000 | 3,961,000 |
| Noninterest income | 97,000 | 235,000 | 359,000 | 486,000 |
| Noninterest expense | 686,000 | 1,371,000 | 2,015,000 | 2,715,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 392,000 | 808,000 | 1,218,000 | 1,587,000 |
| Income tax | 14,000 | 36,000 | 57,000 | 76,000 |
| Net income | 378,000 | 772,000 | 1,161,000 | 1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,374,000 | 10,367,000 | 10,556,000 | 12,507,000 |
| Total capital | 11,746,000 | 11,797,000 | 11,995,000 | 14,001,000 |
| Risk-weighted assets | 109,651,000 | 114,258,000 | 114,947,000 | 119,393,000 |