Call reports 2004
COMMUNITY BANK OF BOONE — 2004
What COMMUNITY BANK OF BOONE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 129,436,000 | 133,358,000 | 132,384,000 | 133,555,000 |
| Total loans | 93,496,000 | 98,642,000 | 99,389,000 | 101,492,000 |
| Allowance for loan losses | 1,439,000 | 1,480,000 | 1,533,000 | 1,448,000 |
| Securities available for sale | 28,547,000 | 26,852,000 | 24,872,000 | 25,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,511,000 | 104,327,000 | 100,063,000 | 100,745,000 |
| Interest-bearing deposits | 92,621,000 | 100,757,000 | 96,435,000 | 96,868,000 |
| Noninterest-bearing deposits | 4,890,000 | 3,570,000 | 3,628,000 | 3,877,000 |
| Equity capital | 10,372,000 | 9,449,000 | 10,178,000 | 10,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,350,000 | 5,091,000 | 6,885,000 |
| Interest expense | 705,000 | 1,411,000 | 2,152,000 | 2,904,000 |
| Net interest income | 945,000 | 1,939,000 | 2,939,000 | 3,981,000 |
| Noninterest income | 106,000 | 230,000 | 364,000 | 492,000 |
| Noninterest expense | 648,000 | 1,291,000 | 1,956,000 | 2,604,000 |
| Provision for loan losses | 178,000 | 223,000 | 329,000 | 374,000 |
| Pretax income | 228,000 | 658,000 | 1,010,000 | 1,488,000 |
| Income tax | 16,000 | 37,000 | 63,000 | 90,000 |
| Net income | 212,000 | 621,000 | 947,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,984,000 | 9,742,000 | 10,070,000 | 10,196,000 |
| Total capital | 11,239,000 | 11,071,000 | 11,404,000 | 11,569,000 |
| Risk-weighted assets | 100,250,000 | 106,148,000 | 106,530,000 | 109,715,000 |