Call reports 2003
COMMUNITY BANK OF BOONE — 2003
What COMMUNITY BANK OF BOONE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 113,086,000 | 118,226,000 | 119,532,000 | 132,021,000 |
| Total loans | 80,990,000 | 83,410,000 | 84,538,000 | 90,860,000 |
| Allowance for loan losses | 1,286,000 | 1,391,000 | 1,353,000 | 1,352,000 |
| Securities available for sale | 23,518,000 | 26,705,000 | 28,088,000 | 28,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,290,000 | 86,952,000 | 87,268,000 | 100,958,000 |
| Interest-bearing deposits | 79,041,000 | 83,575,000 | 84,256,000 | 95,881,000 |
| Noninterest-bearing deposits | 3,249,000 | 3,377,000 | 3,012,000 | 5,077,000 |
| Equity capital | 9,574,000 | 10,112,000 | 9,733,000 | 9,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,193,000 | 4,792,000 | 6,506,000 |
| Interest expense | 756,000 | 1,491,000 | 2,211,000 | 2,918,000 |
| Net interest income | 860,000 | 1,702,000 | 2,581,000 | 3,588,000 |
| Noninterest income | 143,000 | 339,000 | 525,000 | 578,000 |
| Noninterest expense | 628,000 | 1,281,000 | 1,945,000 | 2,621,000 |
| Provision for loan losses | 105,000 | 210,000 | 210,000 | 210,000 |
| Pretax income | 324,000 | 619,000 | 1,020,000 | 1,404,000 |
| Income tax | 16,000 | 30,000 | 51,000 | 70,000 |
| Net income | 308,000 | 589,000 | 969,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,396,000 | 9,677,000 | 9,732,000 | 9,772,000 |
| Total capital | 10,449,000 | 10,775,000 | 10,844,000 | 10,979,000 |
| Risk-weighted assets | 84,010,000 | 87,567,000 | 88,694,000 | 96,440,000 |