Call reports 2002
COMMUNITY BANK OF BOONE — 2002
What COMMUNITY BANK OF BOONE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 92,359,000 | 99,621,000 | 105,063,000 | 110,515,000 |
| Total loans | 70,704,000 | 76,134,000 | 82,113,000 | 82,551,000 |
| Allowance for loan losses | 822,000 | 922,000 | 1,031,000 | 1,181,000 |
| Securities available for sale | 13,609,000 | 14,137,000 | 16,371,000 | 16,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,307,000 | 67,519,000 | 71,718,000 | 78,455,000 |
| Interest-bearing deposits | 59,482,000 | 65,264,000 | 69,178,000 | 74,383,000 |
| Noninterest-bearing deposits | 3,825,000 | 2,255,000 | 2,539,000 | 4,072,000 |
| Equity capital | 8,022,000 | 9,002,000 | 9,486,000 | 9,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 3,021,000 | 4,688,000 | 6,360,000 |
| Interest expense | 706,000 | 1,454,000 | 2,253,000 | 3,047,000 |
| Net interest income | 722,000 | 1,567,000 | 2,435,000 | 3,313,000 |
| Noninterest income | 106,000 | 176,000 | 282,000 | 506,000 |
| Noninterest expense | 494,000 | 1,016,000 | 1,570,000 | 2,192,000 |
| Provision for loan losses | 105,000 | 240,000 | 350,000 | 520,000 |
| Pretax income | 229,000 | 488,000 | 851,000 | 1,177,000 |
| Income tax | 0 | 0 | 0 | 22,000 |
| Net income | 229,000 | 488,000 | 851,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,987,000 | 8,747,000 | 9,109,000 | 9,413,000 |
| Total capital | 8,809,000 | 9,669,000 | 10,120,000 | 10,459,000 |
| Risk-weighted assets | 71,249,000 | 77,950,000 | 80,872,000 | 83,505,000 |