Call reports 2002
CALIFORNIA CHOHUNG BANK — 2002
What CALIFORNIA CHOHUNG BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,138,000 | 157,084,000 | 153,776,000 | 158,905,000 |
| Total loans | 113,728,000 | 116,486,000 | 115,339,000 | 107,455,000 |
| Allowance for loan losses | 2,420,000 | 2,543,000 | 3,002,000 | 3,118,000 |
| Securities available for sale | 4,193,000 | 4,226,000 | 4,258,000 | 3,242,000 |
| Securities held to maturity | 12,847,000 | 9,836,000 | 17,825,000 | 15,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,189,000 | 113,504,000 | 108,915,000 | 114,638,000 |
| Interest-bearing deposits | 70,705,000 | 92,947,000 | 90,362,000 | 93,444,000 |
| Noninterest-bearing deposits | 20,484,000 | 20,557,000 | 18,553,000 | 21,194,000 |
| Equity capital | 42,381,000 | 43,067,000 | 43,370,000 | 43,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 4,065,000 | 6,358,000 | 8,591,000 |
| Interest expense | 483,000 | 1,030,000 | 1,665,000 | 2,300,000 |
| Net interest income | 1,453,000 | 3,035,000 | 4,693,000 | 6,291,000 |
| Noninterest income | 559,000 | 1,096,000 | 1,601,000 | 2,088,000 |
| Noninterest expense | 1,128,000 | 2,188,000 | 3,290,000 | 4,553,000 |
| Provision for loan losses | 140,000 | 246,000 | 689,000 | 787,000 |
| Pretax income | 744,000 | 1,697,000 | 2,315,000 | 3,039,000 |
| Income tax | 233,000 | 522,000 | 857,000 | 1,263,000 |
| Net income | 511,000 | 1,175,000 | 1,458,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,286,000 | 42,951,000 | 43,234,000 | 43,552,000 |
| Total capital | 43,588,000 | 44,348,000 | 44,587,000 | 44,875,000 |
| Risk-weighted assets | 103,009,000 | 110,616,000 | 106,521,000 | 104,032,000 |