Call reports 2001
CALIFORNIA CHOHUNG BANK — 2001
What CALIFORNIA CHOHUNG BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,924,000 | 129,172,000 | 129,112,000 | 132,057,000 |
| Total loans | 99,016,000 | 108,572,000 | 104,484,000 | 107,059,000 |
| Allowance for loan losses | 1,803,000 | 1,905,000 | 2,269,000 | 2,259,000 |
| Securities available for sale | 7,213,000 | 7,192,000 | 7,311,000 | 4,246,000 |
| Securities held to maturity | 500,000 | 500,000 | 0 | 5,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,773,000 | 88,122,000 | 87,324,000 | 89,703,000 |
| Interest-bearing deposits | 59,060,000 | 63,528,000 | 67,195,000 | 69,419,000 |
| Noninterest-bearing deposits | 18,713,000 | 24,594,000 | 20,129,000 | 20,284,000 |
| Equity capital | 39,845,000 | 40,586,000 | 41,322,000 | 41,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,425,000 | 4,844,000 | 7,265,000 | 9,390,000 |
| Interest expense | 808,000 | 1,629,000 | 2,367,000 | 2,981,000 |
| Net interest income | 1,617,000 | 3,215,000 | 4,898,000 | 6,409,000 |
| Noninterest income | 638,000 | 1,297,000 | 1,968,000 | 2,621,000 |
| Noninterest expense | 1,013,000 | 2,009,000 | 3,002,000 | 4,283,000 |
| Provision for loan losses | 147,000 | 255,000 | 596,000 | 596,000 |
| Pretax income | 1,095,000 | 2,248,000 | 3,268,000 | 4,151,000 |
| Income tax | 387,000 | 789,000 | 1,144,000 | 1,413,000 |
| Net income | 708,000 | 1,459,000 | 2,124,000 | 2,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,746,000 | 40,498,000 | 41,162,000 | 41,776,000 |
| Total capital | 40,746,000 | 41,633,000 | 42,296,000 | 42,913,000 |
| Risk-weighted assets | 79,157,000 | 90,017,000 | 89,571,000 | 89,866,000 |