Call reports 2012
FARMERS & TRADERS STATE BANK — 2012
What FARMERS & TRADERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 43,077,000 |
| Total loans | 21,375,000 |
| Allowance for loan losses | 1,651,000 |
| Securities available for sale | 9,023,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 42,302,000 |
| Interest-bearing deposits | 35,061,000 |
| Noninterest-bearing deposits | 7,242,000 |
| Equity capital | 577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 294,000 |
| Interest expense | 64,000 |
| Net interest income | 230,000 |
| Noninterest income | 18,000 |
| Noninterest expense | 540,000 |
| Provision for loan losses | 490,000 |
| Pretax income | -782,000 |
| Income tax | 0 |
| Net income | -782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 546,000 |
| Total capital | 850,000 |
| Risk-weighted assets | 22,964,000 |