Call reports 2008
FARMERS & TRADERS STATE BANK — 2008
What FARMERS & TRADERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 35,733,000 | 35,537,000 | 36,208,000 | 33,756,000 |
| Total loans | 21,542,000 | 21,484,000 | 21,204,000 | 23,572,000 |
| Allowance for loan losses | 60,000 | 59,000 | 54,000 | 54,000 |
| Securities available for sale | 8,591,000 | 6,727,000 | 4,468,000 | 3,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,546,000 | 29,504,000 | 28,118,000 | 25,591,000 |
| Interest-bearing deposits | 26,550,000 | 25,586,000 | 24,468,000 | 21,180,000 |
| Noninterest-bearing deposits | 3,996,000 | 3,918,000 | 3,650,000 | 4,411,000 |
| Equity capital | 5,068,000 | 4,927,000 | 5,012,000 | 5,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 948,000 | 1,405,000 | 1,864,000 |
| Interest expense | 222,000 | 371,000 | 511,000 | 642,000 |
| Net interest income | 272,000 | 577,000 | 894,000 | 1,222,000 |
| Noninterest income | 32,000 | 64,000 | 92,000 | 125,000 |
| Noninterest expense | 298,000 | 601,000 | 925,000 | 1,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 69,000 | 102,000 | 110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 69,000 | 102,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,976,000 | 5,010,000 | 5,044,000 | 5,052,000 |
| Total capital | 5,036,000 | 5,069,000 | 5,098,000 | 5,106,000 |
| Risk-weighted assets | 25,233,000 | 25,191,000 | 25,134,000 | 26,535,000 |