Call reports 2002
FARMERS & TRADERS STATE BANK — 2002
What FARMERS & TRADERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,514,000 | 31,625,000 | 33,068,000 | 31,994,000 |
| Total loans | 15,381,000 | 15,541,000 | 17,165,000 | 16,426,000 |
| Allowance for loan losses | 314,000 | 334,000 | 334,000 | 348,000 |
| Securities available for sale | 12,121,000 | 11,359,000 | 10,602,000 | 10,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,583,000 | 24,474,000 | 25,673,000 | 24,659,000 |
| Interest-bearing deposits | 20,617,000 | 21,516,000 | 23,057,000 | 22,008,000 |
| Noninterest-bearing deposits | 2,966,000 | 2,958,000 | 2,616,000 | 2,651,000 |
| Equity capital | 4,315,000 | 4,532,000 | 4,737,000 | 4,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 881,000 | 1,355,000 | 1,818,000 |
| Interest expense | 173,000 | 333,000 | 492,000 | 644,000 |
| Net interest income | 254,000 | 548,000 | 863,000 | 1,174,000 |
| Noninterest income | 23,000 | 39,000 | 58,000 | 153,000 |
| Noninterest expense | 233,000 | 455,000 | 676,000 | 910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 133,000 | 246,000 | 418,000 |
| Income tax | 93,000 | 93,000 | 93,000 | 76,000 |
| Net income | -48,000 | 40,000 | 153,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,311,000 | 4,400,000 | 4,513,000 | 4,535,000 |
| Total capital | 4,516,000 | 4,600,000 | 4,740,000 | 4,757,000 |
| Risk-weighted assets | 16,330,000 | 15,827,000 | 18,095,000 | 17,700,000 |