Call reports 2001
FARMERS & TRADERS STATE BANK — 2001
What FARMERS & TRADERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,792,000 | 31,863,000 | 32,678,000 | 29,357,000 |
| Total loans | 15,364,000 | 15,999,000 | 15,857,000 | 16,296,000 |
| Allowance for loan losses | 347,000 | 353,000 | 320,000 | 342,000 |
| Securities available for sale | 10,628,000 | 10,569,000 | 11,529,000 | 11,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,407,000 | 27,425,000 | 28,000,000 | 24,530,000 |
| Interest-bearing deposits | 21,684,000 | 24,596,000 | 25,364,000 | 21,454,000 |
| Noninterest-bearing deposits | 2,723,000 | 2,829,000 | 2,636,000 | 3,076,000 |
| Equity capital | 4,285,000 | 4,332,000 | 4,499,000 | 4,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 998,000 | 1,516,000 | 2,002,000 |
| Interest expense | 220,000 | 467,000 | 726,000 | 946,000 |
| Net interest income | 264,000 | 531,000 | 790,000 | 1,056,000 |
| Noninterest income | 23,000 | 41,000 | 74,000 | 94,000 |
| Noninterest expense | 205,000 | 409,000 | 615,000 | 864,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 168,000 | 262,000 | 299,000 |
| Income tax | 12,000 | 37,000 | 64,000 | 80,000 |
| Net income | 75,000 | 131,000 | 198,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,265,000 | 4,321,000 | 4,389,000 | 4,360,000 |
| Total capital | 4,462,000 | 4,529,000 | 4,600,000 | 4,571,000 |
| Risk-weighted assets | 15,573,000 | 16,469,000 | 16,774,000 | 16,711,000 |