Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 178,318,000 | 177,211,000 | 171,541,000 |
| Total loans | 78,562,000 | 79,243,000 | 80,917,000 |
| Allowance for loan losses | 676,000 | 658,000 | 661,000 |
| Securities available for sale | 28,654,000 | 35,823,000 | 34,689,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 155,155,000 | 153,741,000 | 147,150,000 |
| Interest-bearing deposits | 121,883,000 | 119,917,000 | 115,457,000 |
| Noninterest-bearing deposits | 33,272,000 | 33,824,000 | 31,693,000 |
| Equity capital | 22,194,000 | 22,472,000 | 22,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,290,000 | 2,551,000 | 3,853,000 |
| Interest expense | 101,000 | 210,000 | 321,000 |
| Net interest income | 1,189,000 | 2,341,000 | 3,532,000 |
| Noninterest income | 221,000 | 435,000 | 692,000 |
| Noninterest expense | 1,028,000 | 2,067,000 | 3,157,000 |
| Provision for loan losses | -184,000 | -184,000 | -214,000 |
| Pretax income | 566,000 | 893,000 | 1,281,000 |
| Income tax | 181,000 | 257,000 | 369,000 |
| Net income | 385,000 | 636,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 21,804,000 | 22,055,000 | 22,331,000 |
| Total capital | 22,480,000 | 22,713,000 | 22,992,000 |
| Risk-weighted assets | 99,400,000 | 101,658,000 | 101,282,000 |