Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 167,588,000 | 168,664,000 | 173,572,000 | 178,626,000 |
| Total loans | 84,785,000 | 82,920,000 | 83,432,000 | 77,784,000 |
| Allowance for loan losses | 1,896,000 | 1,602,000 | 1,005,000 | 846,000 |
| Securities available for sale | 29,821,000 | 32,984,000 | 32,087,000 | 30,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,199,000 | 141,002,000 | 144,978,000 | 149,555,000 |
| Interest-bearing deposits | 109,763,000 | 108,313,000 | 113,075,000 | 114,882,000 |
| Noninterest-bearing deposits | 30,436,000 | 32,689,000 | 31,903,000 | 34,673,000 |
| Equity capital | 26,593,000 | 26,684,000 | 27,419,000 | 27,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,248,000 | 4,787,000 | 6,086,000 |
| Interest expense | 93,000 | 186,000 | 279,000 | 376,000 |
| Net interest income | 1,545,000 | 3,062,000 | 4,508,000 | 5,710,000 |
| Noninterest income | 141,000 | 436,000 | 570,000 | 868,000 |
| Noninterest expense | 1,195,000 | 2,496,000 | 3,640,000 | 4,821,000 |
| Provision for loan losses | 0 | -300,000 | -930,000 | -1,105,000 |
| Pretax income | 491,000 | 1,302,000 | 2,368,000 | 2,862,000 |
| Income tax | 147,000 | 414,000 | 776,000 | 756,000 |
| Net income | 344,000 | 888,000 | 1,592,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,056,000 | 26,300,000 | 27,004,000 | 27,519,000 |
| Total capital | 27,398,000 | 27,622,000 | 28,009,000 | 28,365,000 |
| Risk-weighted assets | 107,865,000 | 105,515,000 | 104,160,000 | 98,651,000 |