Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,981,000 | 176,603,000 | 173,326,000 | 170,653,000 |
| Total loans | 89,309,000 | 86,926,000 | 86,380,000 | 85,972,000 |
| Allowance for loan losses | 2,722,000 | 2,751,000 | 2,465,000 | 1,897,000 |
| Securities available for sale | 29,130,000 | 30,893,000 | 31,692,000 | 30,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,716,000 | 150,105,000 | 146,550,000 | 143,633,000 |
| Interest-bearing deposits | 120,282,000 | 117,470,000 | 117,950,000 | 114,062,000 |
| Noninterest-bearing deposits | 26,434,000 | 32,635,000 | 28,600,000 | 29,571,000 |
| Equity capital | 25,512,000 | 25,587,000 | 25,849,000 | 26,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,871,000 | 4,248,000 | 5,664,000 |
| Interest expense | 115,000 | 224,000 | 335,000 | 441,000 |
| Net interest income | 1,272,000 | 2,647,000 | 3,913,000 | 5,223,000 |
| Noninterest income | 117,000 | 336,000 | 518,000 | 750,000 |
| Noninterest expense | 1,091,000 | 2,419,000 | 3,443,000 | 5,143,000 |
| Provision for loan losses | 40,000 | -100,000 | -100,000 | -729,000 |
| Pretax income | 259,000 | 665,000 | 1,089,000 | 1,560,000 |
| Income tax | 52,000 | 154,000 | 276,000 | 421,000 |
| Net income | 207,000 | 511,000 | 813,000 | 1,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,079,000 | 25,084,000 | 25,387,000 | 25,712,000 |
| Total capital | 26,457,000 | 26,437,000 | 26,756,000 | 27,054,000 |
| Risk-weighted assets | 108,903,000 | 106,857,000 | 108,444,000 | 106,877,000 |