Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,481,000 | 168,082,000 | 168,939,000 | 172,438,000 |
| Total loans | 107,684,000 | 105,398,000 | 104,034,000 | 100,554,000 |
| Allowance for loan losses | 2,626,000 | 2,851,000 | 2,872,000 | 1,979,000 |
| Securities available for sale | 25,529,000 | 25,947,000 | 27,629,000 | 28,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,345,000 | 142,660,000 | 143,069,000 | 146,791,000 |
| Interest-bearing deposits | 115,864,000 | 115,211,000 | 115,530,000 | 117,368,000 |
| Noninterest-bearing deposits | 27,481,000 | 27,449,000 | 27,539,000 | 29,423,000 |
| Equity capital | 24,478,000 | 24,754,000 | 25,054,000 | 25,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,317,000 | 4,950,000 | 6,555,000 |
| Interest expense | 186,000 | 345,000 | 496,000 | 643,000 |
| Net interest income | 1,472,000 | 2,972,000 | 4,454,000 | 5,912,000 |
| Noninterest income | 156,000 | 370,000 | 557,000 | 806,000 |
| Noninterest expense | 1,081,000 | 2,209,000 | 3,418,000 | 4,544,000 |
| Provision for loan losses | 275,000 | 500,000 | 625,000 | 850,000 |
| Pretax income | 272,000 | 633,000 | 968,000 | 1,324,000 |
| Income tax | 55,000 | 136,000 | 218,000 | 307,000 |
| Net income | 217,000 | 497,000 | 750,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,703,000 | 23,983,000 | 24,235,000 | 24,218,000 |
| Total capital | 25,214,000 | 25,472,000 | 25,725,000 | 25,669,000 |
| Risk-weighted assets | 119,765,000 | 117,750,000 | 117,804,000 | 115,527,000 |