Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,832,000 | 160,935,000 | 164,210,000 | 168,512,000 |
| Total loans | 110,138,000 | 107,268,000 | 110,057,000 | 109,413,000 |
| Allowance for loan losses | 3,123,000 | 3,058,000 | 2,540,000 | 2,447,000 |
| Securities available for sale | 26,004,000 | 26,689,000 | 28,509,000 | 27,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,490,000 | 140,101,000 | 137,581,000 | 142,032,000 |
| Interest-bearing deposits | 116,363,000 | 114,297,000 | 113,089,000 | 114,290,000 |
| Noninterest-bearing deposits | 24,127,000 | 25,804,000 | 24,492,000 | 27,742,000 |
| Equity capital | 17,906,000 | 18,254,000 | 23,977,000 | 24,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,621,000 | 5,446,000 | 7,216,000 |
| Interest expense | 255,000 | 491,000 | 708,000 | 924,000 |
| Net interest income | 1,545,000 | 3,130,000 | 4,738,000 | 6,292,000 |
| Noninterest income | 111,000 | 253,000 | 370,000 | 484,000 |
| Noninterest expense | 1,179,000 | 2,285,000 | 3,666,000 | 4,555,000 |
| Provision for loan losses | 247,000 | 642,000 | 942,000 | 1,500,000 |
| Pretax income | 230,000 | 456,000 | 500,000 | 721,000 |
| Income tax | 36,000 | 29,000 | -33,000 | -21,000 |
| Net income | 194,000 | 427,000 | 533,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,560,000 | 17,794,000 | 23,277,000 | 23,486,000 |
| Total capital | 19,105,000 | 19,303,000 | 24,807,000 | 24,998,000 |
| Risk-weighted assets | 122,027,000 | 119,201,000 | 121,362,000 | 120,029,000 |