Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 162,066,000 | 158,903,000 | 159,951,000 | 165,005,000 |
| Total loans | 116,960,000 | 119,874,000 | 119,997,000 | 117,524,000 |
| Allowance for loan losses | 2,443,000 | 2,743,000 | 2,904,000 | 2,513,000 |
| Securities available for sale | 35,968,000 | 33,120,000 | 30,460,000 | 31,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,052,000 | 133,514,000 | 134,176,000 | 140,005,000 |
| Interest-bearing deposits | 117,067,000 | 113,347,000 | 115,327,000 | 120,614,000 |
| Noninterest-bearing deposits | 19,985,000 | 20,167,000 | 18,849,000 | 19,391,000 |
| Equity capital | 16,875,000 | 17,010,000 | 17,433,000 | 17,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,132,000 | 4,244,000 | 6,239,000 | 8,206,000 |
| Interest expense | 667,000 | 1,253,000 | 1,794,000 | 2,285,000 |
| Net interest income | 1,465,000 | 2,991,000 | 4,445,000 | 5,921,000 |
| Noninterest income | 110,000 | 246,000 | 362,000 | 472,000 |
| Noninterest expense | 970,000 | 1,984,000 | 2,927,000 | 3,965,000 |
| Provision for loan losses | 200,000 | 500,000 | 1,100,000 | 1,635,000 |
| Pretax income | 405,000 | 755,000 | 785,000 | 798,000 |
| Income tax | 85,000 | 152,000 | 100,000 | -17,000 |
| Net income | 320,000 | 603,000 | 685,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,518,000 | 16,801,000 | 16,883,000 | 17,012,000 |
| Total capital | 18,104,000 | 18,407,000 | 18,475,000 | 18,603,000 |
| Risk-weighted assets | 125,982,000 | 127,310,000 | 126,033,000 | 126,344,000 |