Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 162,125,000 | 164,861,000 | 163,635,000 | 161,213,000 |
| Total loans | 117,878,000 | 115,726,000 | 114,481,000 | 115,149,000 |
| Allowance for loan losses | 1,278,000 | 1,323,000 | 1,573,000 | 2,243,000 |
| Securities available for sale | 33,848,000 | 39,220,000 | 40,730,000 | 40,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,366,000 | 139,191,000 | 138,108,000 | 133,655,000 |
| Interest-bearing deposits | 114,431,000 | 118,621,000 | 118,778,000 | 116,042,000 |
| Noninterest-bearing deposits | 20,935,000 | 20,570,000 | 19,330,000 | 17,613,000 |
| Equity capital | 16,023,000 | 16,079,000 | 16,315,000 | 16,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,629,000 | 5,050,000 | 7,490,000 | 9,634,000 |
| Interest expense | 1,134,000 | 2,106,000 | 3,014,000 | 3,822,000 |
| Net interest income | 1,495,000 | 2,944,000 | 4,476,000 | 5,812,000 |
| Noninterest income | 106,000 | 239,000 | 358,000 | 505,000 |
| Noninterest expense | 945,000 | 1,844,000 | 2,739,000 | 3,571,000 |
| Provision for loan losses | 35,000 | 80,000 | 330,000 | 1,000,000 |
| Pretax income | 621,000 | 1,259,000 | 1,765,000 | 1,746,000 |
| Income tax | 176,000 | 352,000 | 480,000 | 398,000 |
| Net income | 445,000 | 907,000 | 1,285,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,544,000 | 16,006,000 | 16,383,000 | 16,447,000 |
| Total capital | 16,822,000 | 17,329,000 | 17,954,000 | 18,015,000 |
| Risk-weighted assets | 132,862,000 | 134,769,000 | 125,636,000 | 124,802,000 |