Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 154,327,000 | 157,068,000 | 158,119,000 | 161,418,000 |
| Total loans | 107,904,000 | 109,517,000 | 112,014,000 | 115,768,000 |
| Allowance for loan losses | 1,252,000 | 1,243,000 | 1,243,000 | 1,243,000 |
| Securities available for sale | 38,853,000 | 41,103,000 | 39,789,000 | 39,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,402,000 | 133,754,000 | 130,168,000 | 132,033,000 |
| Interest-bearing deposits | 109,960,000 | 110,522,000 | 108,969,000 | 112,800,000 |
| Noninterest-bearing deposits | 21,442,000 | 23,232,000 | 21,199,000 | 19,233,000 |
| Equity capital | 14,325,000 | 14,535,000 | 15,212,000 | 15,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 5,089,000 | 7,776,000 | 10,415,000 |
| Interest expense | 1,151,000 | 2,315,000 | 3,541,000 | 4,750,000 |
| Net interest income | 1,367,000 | 2,774,000 | 4,235,000 | 5,665,000 |
| Noninterest income | 85,000 | 180,000 | 287,000 | 404,000 |
| Noninterest expense | 846,000 | 1,706,000 | 2,600,000 | 3,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 605,000 | 1,247,000 | 1,920,000 | 2,605,000 |
| Income tax | 171,000 | 357,000 | 555,000 | 758,000 |
| Net income | 434,000 | 890,000 | 1,365,000 | 1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,186,000 | 14,642,000 | 15,117,000 | 15,599,000 |
| Total capital | 15,438,000 | 15,885,000 | 16,360,000 | 16,842,000 |
| Risk-weighted assets | 118,321,000 | 121,804,000 | 124,895,000 | 127,692,000 |