Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,489,000 | 137,801,000 | 143,894,000 | 153,901,000 |
| Total loans | 86,595,000 | 92,479,000 | 90,272,000 | 102,626,000 |
| Allowance for loan losses | 1,252,000 | 1,252,000 | 1,252,000 | 1,252,000 |
| Securities available for sale | 37,970,000 | 38,679,000 | 43,864,000 | 42,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,928,000 | 116,406,000 | 122,201,000 | 130,209,000 |
| Interest-bearing deposits | 90,444,000 | 93,474,000 | 102,006,000 | 108,048,000 |
| Noninterest-bearing deposits | 21,484,000 | 22,932,000 | 20,195,000 | 22,161,000 |
| Equity capital | 14,483,000 | 12,725,000 | 13,369,000 | 13,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 4,211,000 | 6,491,000 | 8,900,000 |
| Interest expense | 683,000 | 1,516,000 | 2,465,000 | 3,542,000 |
| Net interest income | 1,333,000 | 2,695,000 | 4,026,000 | 5,358,000 |
| Noninterest income | 98,000 | 203,000 | 301,000 | 396,000 |
| Noninterest expense | 854,000 | 1,738,000 | 2,530,000 | 3,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 577,000 | 1,161,000 | 1,798,000 | 2,466,000 |
| Income tax | 158,000 | 320,000 | 504,000 | 710,000 |
| Net income | 419,000 | 841,000 | 1,294,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,415,000 | 12,838,000 | 13,290,000 | 13,752,000 |
| Total capital | 15,667,000 | 14,090,000 | 14,542,000 | 15,004,000 |
| Risk-weighted assets | 100,137,000 | 106,871,000 | 108,973,000 | 117,178,000 |