Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 124,694,000 | 127,202,000 | 128,564,000 | 130,179,000 |
| Total loans | 85,351,000 | 82,198,000 | 83,418,000 | 83,991,000 |
| Allowance for loan losses | 1,263,000 | 1,281,000 | 1,287,000 | 1,287,000 |
| Securities available for sale | 28,708,000 | 31,600,000 | 30,838,000 | 29,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,587,000 | 103,822,000 | 104,495,000 | 107,043,000 |
| Interest-bearing deposits | 81,297,000 | 82,665,000 | 82,957,000 | 87,129,000 |
| Noninterest-bearing deposits | 20,290,000 | 21,157,000 | 21,538,000 | 19,914,000 |
| Equity capital | 11,532,000 | 11,804,000 | 12,392,000 | 12,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,282,000 | 4,942,000 | 6,587,000 |
| Interest expense | 404,000 | 813,000 | 1,234,000 | 1,683,000 |
| Net interest income | 1,238,000 | 2,469,000 | 3,708,000 | 4,904,000 |
| Noninterest income | 132,000 | 624,000 | 746,000 | 863,000 |
| Noninterest expense | 817,000 | 1,605,000 | 2,392,000 | 3,129,000 |
| Provision for loan losses | 18,000 | 36,000 | 42,000 | 42,000 |
| Pretax income | 535,000 | 1,452,000 | 2,020,000 | 2,596,000 |
| Income tax | 149,000 | 441,000 | 600,000 | 763,000 |
| Net income | 386,000 | 1,011,000 | 1,420,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,771,000 | 11,397,000 | 11,805,000 | 12,218,000 |
| Total capital | 11,940,000 | 12,552,000 | 12,988,000 | 13,408,000 |
| Risk-weighted assets | 93,400,000 | 92,237,000 | 94,542,000 | 95,068,000 |