Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,256,000 | 121,124,000 | 116,324,000 | 122,492,000 |
| Total loans | 73,783,000 | 77,619,000 | 79,996,000 | 84,368,000 |
| Allowance for loan losses | 1,197,000 | 1,245,000 | 1,245,000 | 1,245,000 |
| Securities available for sale | 32,819,000 | 33,287,000 | 28,743,000 | 29,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,607,000 | 99,133,000 | 95,304,000 | 98,189,000 |
| Interest-bearing deposits | 81,416,000 | 79,771,000 | 73,261,000 | 78,795,000 |
| Noninterest-bearing deposits | 19,191,000 | 19,362,000 | 22,043,000 | 19,394,000 |
| Equity capital | 10,043,000 | 10,583,000 | 10,809,000 | 11,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,392,000 | 5,072,000 | 6,681,000 |
| Interest expense | 463,000 | 913,000 | 1,318,000 | 1,713,000 |
| Net interest income | 1,245,000 | 2,479,000 | 3,754,000 | 4,968,000 |
| Noninterest income | 158,000 | 338,000 | 566,000 | 687,000 |
| Noninterest expense | 795,000 | 1,669,000 | 2,542,000 | 3,363,000 |
| Provision for loan losses | 48,000 | 96,000 | 96,000 | 96,000 |
| Pretax income | 560,000 | 1,054,000 | 1,684,000 | 2,198,000 |
| Income tax | 155,000 | 288,000 | 476,000 | 617,000 |
| Net income | 405,000 | 766,000 | 1,208,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,210,000 | 9,570,000 | 10,012,000 | 10,386,000 |
| Total capital | 10,222,000 | 10,620,000 | 11,090,000 | 11,532,000 |
| Risk-weighted assets | 80,743,000 | 83,790,000 | 86,043,000 | 91,652,000 |