Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,756,000 | 106,630,000 | 113,308,000 | 115,307,000 |
| Total loans | 54,402,000 | 58,991,000 | 66,200,000 | 71,757,000 |
| Allowance for loan losses | 993,000 | 1,041,000 | 1,095,000 | 1,149,000 |
| Securities available for sale | 37,015,000 | 35,785,000 | 37,992,000 | 36,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,033,000 | 91,171,000 | 95,891,000 | 96,115,000 |
| Interest-bearing deposits | 68,066,000 | 72,781,000 | 78,966,000 | 78,513,000 |
| Noninterest-bearing deposits | 16,967,000 | 18,390,000 | 16,925,000 | 17,602,000 |
| Equity capital | 8,078,000 | 8,914,000 | 9,572,000 | 9,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,145,000 | 4,799,000 | 6,475,000 |
| Interest expense | 498,000 | 988,000 | 1,507,000 | 2,000,000 |
| Net interest income | 1,042,000 | 2,157,000 | 3,292,000 | 4,475,000 |
| Noninterest income | 119,000 | 239,000 | 397,000 | 606,000 |
| Noninterest expense | 809,000 | 1,627,000 | 2,446,000 | 3,272,000 |
| Provision for loan losses | 18,000 | 72,000 | 126,000 | 180,000 |
| Pretax income | 334,000 | 697,000 | 1,117,000 | 1,629,000 |
| Income tax | 73,000 | 169,000 | 263,000 | 407,000 |
| Net income | 261,000 | 528,000 | 854,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,841,000 | 8,109,000 | 8,436,000 | 8,805,000 |
| Total capital | 8,625,000 | 8,943,000 | 9,365,000 | 9,789,000 |
| Risk-weighted assets | 62,475,000 | 66,519,000 | 74,121,000 | 78,539,000 |