Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,066,000 | 93,857,000 | 94,699,000 | 98,448,000 |
| Total loans | 51,192,000 | 50,013,000 | 51,326,000 | 52,984,000 |
| Allowance for loan losses | 950,000 | 954,000 | 972,000 | 975,000 |
| Securities available for sale | 30,413,000 | 32,661,000 | 36,840,000 | 37,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,376,000 | 82,857,000 | 82,499,000 | 85,774,000 |
| Interest-bearing deposits | 65,225,000 | 66,376,000 | 67,304,000 | 69,834,000 |
| Noninterest-bearing deposits | 15,151,000 | 16,481,000 | 15,195,000 | 15,940,000 |
| Equity capital | 7,228,000 | 7,415,000 | 8,022,000 | 7,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,135,000 | 4,731,000 | 6,291,000 |
| Interest expense | 832,000 | 1,574,000 | 2,265,000 | 2,832,000 |
| Net interest income | 739,000 | 1,561,000 | 2,466,000 | 3,459,000 |
| Noninterest income | 117,000 | 242,000 | 363,000 | 505,000 |
| Noninterest expense | 667,000 | 1,363,000 | 2,115,000 | 2,901,000 |
| Provision for loan losses | 0 | 4,000 | 22,000 | 22,000 |
| Pretax income | 190,000 | 439,000 | 715,000 | 1,064,000 |
| Income tax | 28,000 | 70,000 | 121,000 | 202,000 |
| Net income | 162,000 | 369,000 | 594,000 | 862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,875,000 | 7,082,000 | 7,309,000 | 7,578,000 |
| Total capital | 7,582,000 | 7,786,000 | 8,037,000 | 8,327,000 |
| Risk-weighted assets | 56,304,000 | 56,083,000 | 58,012,000 | 59,719,000 |