Call reports 2004
BANKERS TRUST COMPANY — 2004
What BANKERS TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,583,840,000 | 1,593,538,000 | 1,643,213,000 | 1,638,111,000 |
| Total loans | 1,031,281,000 | 1,055,555,000 | 1,088,214,000 | 1,130,969,000 |
| Allowance for loan losses | 9,080,000 | 9,136,000 | 9,500,000 | 10,128,000 |
| Securities available for sale | 385,848,000 | 388,804,000 | 375,173,000 | 402,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 998,527,000 | 1,010,715,000 | 1,033,635,000 | 1,029,411,000 |
| Interest-bearing deposits | 864,710,000 | 868,810,000 | 893,929,000 | 911,630,000 |
| Noninterest-bearing deposits | 133,817,000 | 141,905,000 | 139,706,000 | 117,781,000 |
| Equity capital | 110,184,000 | 108,708,000 | 113,771,000 | 110,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 17,726,000 | 35,926,000 | 55,018,000 | 75,131,000 |
| Interest expense | 6,211,000 | 12,393,000 | 18,836,000 | 26,102,000 |
| Net interest income | 11,515,000 | 23,533,000 | 36,182,000 | 49,029,000 |
| Noninterest income | 4,645,000 | 9,193,000 | 13,932,000 | 18,300,000 |
| Noninterest expense | 10,680,000 | 21,305,000 | 32,095,000 | 42,511,000 |
| Provision for loan losses | 188,000 | 323,000 | 748,000 | 1,536,000 |
| Pretax income | 5,292,000 | 11,098,000 | 17,271,000 | 23,282,000 |
| Income tax | 1,544,000 | 3,225,000 | 5,070,000 | 6,825,000 |
| Net income | 3,748,000 | 7,873,000 | 12,201,000 | 16,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,596,000 | 107,846,000 | 111,301,000 | 109,305,000 |
| Total capital | 114,001,000 | 117,307,000 | 121,126,000 | 119,758,000 |
| Risk-weighted assets | 1,062,551,000 | 1,077,008,000 | 1,099,773,000 | 1,128,738,000 |