Call reports 2003
BANKERS TRUST COMPANY — 2003
What BANKERS TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,628,154,000 | 1,680,377,000 | 1,567,457,000 | 1,632,110,000 |
| Total loans | 921,216,000 | 972,135,000 | 953,986,000 | 986,938,000 |
| Allowance for loan losses | 8,203,000 | 8,444,000 | 8,726,000 | 8,973,000 |
| Securities available for sale | 352,515,000 | 313,683,000 | 376,296,000 | 390,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,049,995,000 | 1,072,945,000 | 978,986,000 | 1,054,949,000 |
| Interest-bearing deposits | 908,963,000 | 908,335,000 | 852,718,000 | 930,107,000 |
| Noninterest-bearing deposits | 141,032,000 | 164,610,000 | 126,268,000 | 124,842,000 |
| Equity capital | 100,853,000 | 103,324,000 | 104,463,000 | 105,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 18,618,000 | 36,938,000 | 54,845,000 | 72,928,000 |
| Interest expense | 7,372,000 | 14,599,000 | 21,438,000 | 27,918,000 |
| Net interest income | 11,246,000 | 22,339,000 | 33,407,000 | 45,010,000 |
| Noninterest income | 4,611,000 | 9,247,000 | 14,018,000 | 18,369,000 |
| Noninterest expense | 10,403,000 | 20,407,000 | 30,547,000 | 40,859,000 |
| Provision for loan losses | 161,000 | 453,000 | 745,000 | 972,000 |
| Pretax income | 5,293,000 | 10,726,000 | 16,133,000 | 21,548,000 |
| Income tax | 1,750,000 | 3,511,000 | 5,218,000 | 6,943,000 |
| Net income | 3,543,000 | 7,215,000 | 10,915,000 | 14,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,285,000 | 96,083,000 | 98,907,000 | 100,846,000 |
| Total capital | 101,813,000 | 104,852,000 | 107,958,000 | 110,144,000 |
| Risk-weighted assets | 967,150,000 | 1,004,632,000 | 976,305,000 | 1,016,196,000 |