Call reports 2015
SCOTT COUNTY STATE BANK, THE — 2015
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 135,508,000 | 148,242,000 |
| Total loans | 79,614,000 | 87,702,000 |
| Allowance for loan losses | 762,000 | 815,000 |
| Securities available for sale | 35,272,000 | 36,155,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 120,483,000 | 130,045,000 |
| Interest-bearing deposits | 84,948,000 | 94,797,000 |
| Noninterest-bearing deposits | 35,535,000 | 35,248,000 |
| Equity capital | 14,288,000 | 14,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,284,000 | 2,609,000 |
| Interest expense | 38,000 | 79,000 |
| Net interest income | 1,246,000 | 2,530,000 |
| Noninterest income | 244,000 | 512,000 |
| Noninterest expense | 1,194,000 | 2,121,000 |
| Provision for loan losses | -43,000 | 42,000 |
| Pretax income | 398,000 | 938,000 |
| Income tax | 102,000 | 242,000 |
| Net income | 296,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 13,943,000 | 14,374,000 |
| Total capital | 14,705,000 | 15,189,000 |
| Risk-weighted assets | 82,600,000 | 91,064,000 |