Call reports 2014
SCOTT COUNTY STATE BANK, THE — 2014
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,469,000 | 143,886,000 | 133,987,000 | 135,879,000 |
| Total loans | 78,407,000 | 79,132,000 | 80,782,000 | 80,325,000 |
| Allowance for loan losses | 790,000 | 762,000 | 812,000 | 900,000 |
| Securities available for sale | 36,184,000 | 35,331,000 | 37,004,000 | 36,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,084,000 | 122,592,000 | 117,642,000 | 121,366,000 |
| Interest-bearing deposits | 82,129,000 | 88,318,000 | 83,870,000 | 88,322,000 |
| Noninterest-bearing deposits | 35,955,000 | 34,275,000 | 33,773,000 | 33,044,000 |
| Equity capital | 16,009,000 | 16,599,000 | 13,317,000 | 13,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,727,000 | 4,084,000 | 5,435,000 |
| Interest expense | 41,000 | 84,000 | 127,000 | 169,000 |
| Net interest income | 1,303,000 | 2,643,000 | 3,957,000 | 5,266,000 |
| Noninterest income | 226,000 | 562,000 | 859,000 | 1,136,000 |
| Noninterest expense | 1,121,000 | 2,296,000 | 3,489,000 | 4,498,000 |
| Provision for loan losses | -13,000 | 65,000 | 207,000 | 297,000 |
| Pretax income | 442,000 | 865,000 | 1,141,000 | 1,628,000 |
| Income tax | 113,000 | 233,000 | 291,000 | 420,000 |
| Net income | 329,000 | 632,000 | 850,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,047,000 | 16,400,000 | 13,064,000 | 13,468,000 |
| Total capital | 16,837,000 | 17,162,000 | 13,875,000 | 14,368,000 |
| Risk-weighted assets | 82,475,000 | 84,722,000 | 82,145,000 | 82,853,000 |