Call reports 2013
SCOTT COUNTY STATE BANK, THE — 2013
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 140,584,000 | 138,231,000 | 131,956,000 | 135,048,000 |
| Total loans | 81,104,000 | 80,796,000 | 79,951,000 | 79,162,000 |
| Allowance for loan losses | 1,223,000 | 1,166,000 | 1,086,000 | 820,000 |
| Securities available for sale | 36,240,000 | 33,004,000 | 30,818,000 | 34,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,668,000 | 119,053,000 | 115,105,000 | 116,261,000 |
| Interest-bearing deposits | 92,077,000 | 90,774,000 | 85,301,000 | 84,813,000 |
| Noninterest-bearing deposits | 30,592,000 | 28,279,000 | 29,803,000 | 31,448,000 |
| Equity capital | 15,651,000 | 15,142,000 | 15,238,000 | 15,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,883,000 | 4,257,000 | 5,624,000 |
| Interest expense | 74,000 | 133,000 | 185,000 | 233,000 |
| Net interest income | 1,402,000 | 2,750,000 | 4,072,000 | 5,391,000 |
| Noninterest income | 242,000 | 481,000 | 723,000 | 963,000 |
| Noninterest expense | 1,156,000 | 2,275,000 | 3,515,000 | 4,536,000 |
| Provision for loan losses | 27,000 | 47,000 | 47,000 | 18,000 |
| Pretax income | 461,000 | 920,000 | 1,273,000 | 1,841,000 |
| Income tax | 132,000 | 264,000 | 359,000 | 527,000 |
| Net income | 329,000 | 656,000 | 914,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,675,000 | 15,007,000 | 15,217,000 | 15,668,000 |
| Total capital | 15,723,000 | 16,051,000 | 16,237,000 | 16,488,000 |
| Risk-weighted assets | 84,153,000 | 83,400,000 | 80,932,000 | 82,266,000 |