Call reports 2012
SCOTT COUNTY STATE BANK, THE — 2012
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,457,000 | 130,235,000 | 132,428,000 | 152,715,000 |
| Total loans | 81,656,000 | 81,551,000 | 82,471,000 | 81,853,000 |
| Allowance for loan losses | 1,303,000 | 1,345,000 | 1,302,000 | 1,339,000 |
| Securities available for sale | 28,356,000 | 35,086,000 | 33,298,000 | 35,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,323,000 | 105,699,000 | 109,274,000 | 126,564,000 |
| Interest-bearing deposits | 76,850,000 | 79,416,000 | 81,613,000 | 97,760,000 |
| Noninterest-bearing deposits | 27,473,000 | 26,283,000 | 27,661,000 | 28,804,000 |
| Equity capital | 16,328,000 | 16,554,000 | 16,151,000 | 16,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,059,000 | 4,561,000 | 6,046,000 |
| Interest expense | 137,000 | 270,000 | 395,000 | 508,000 |
| Net interest income | 1,389,000 | 2,789,000 | 4,166,000 | 5,538,000 |
| Noninterest income | 210,000 | 346,000 | 614,000 | 817,000 |
| Noninterest expense | 1,024,000 | 2,057,000 | 3,039,000 | 4,116,000 |
| Provision for loan losses | 128,000 | 264,000 | 290,000 | 346,000 |
| Pretax income | 447,000 | 814,000 | 1,451,000 | 1,893,000 |
| Income tax | 141,000 | 249,000 | 448,000 | 578,000 |
| Net income | 306,000 | 565,000 | 1,003,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,913,000 | 15,229,000 | 14,724,000 | 15,092,000 |
| Total capital | 15,915,000 | 16,239,000 | 15,750,000 | 16,181,000 |
| Risk-weighted assets | 79,869,000 | 82,194,000 | 81,841,000 | 86,839,000 |